What’s The Right Transfer Amount?

Sandino Scheidegger

Direct Cash Poverty

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A dimly lit room with a frosted window, a wooden table, and a glass bottle on the ledge, creating a rustic, abandoned atmosphere.

PerspectivesAugust 17, 2026

They'll Just Spend it on Booze

Sandino Scheidegger

Thirty studies across three continents looked at what happens when poor families receive cash. The myth that they spend it on booze did not survive a single one of these studies.

Direct Cash Poverty

Sandino Scheidegger

A worn, vintage U.S. silver certificate with an eagle design and a visible crease, set against a dark background.

PerspectivesAugust 17, 2026

Five Sticky Myths of Cash Transfers

Social Income

When you do want to do something differently, the first hurdle is not the work itself – it’s fighting the classic adage: “But we have always done things this way”.

Front view of an abandoned, rusted train carriage on old tracks in a barren landscape with scattered trees in the background.

PerspectivesJuly 23, 2026

The 8% Problem Nobody Fixes

Sandino Scheidegger

Sending cash to sub Saharan Africa costs close to 8%. The UN promised to get that number under 3% by 2030. Fifteen years in, it has barely decreased.

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