Universal Basic Income (UBI) is a government-guaranteed payment program for people in need. The goal is to provide sufficient funds to cover basic living expenses and improve recipients' financial security.

Like UBI, the idea of Social Income is based on regular payments to secure minimum subsistence needs. While UBI is financed by the state, Social Income is an initiative in solidarity from the bottom up – from human to human.

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Frequently Asked Questions

What is the difference between Social Income and Universal Basic Income?

What do recipients need the money for?

Direct Cash Transfers are payments made to eligible groups of people in need, often by governments or NGOs. They can be provided either conditionally or unconditionally. Cash transfers allow recipients to obtain a range of goods and services of their choice directly from local markets and service providers.

Social Income's direct cash payments are not dependent on political decisions, government budgets or taxes. The primary goal of Social Income is the voluntary and direct redistribution of wealth between individuals.

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Frequently Asked Questions

Are direct cash payments an effective way to fight poverty?

Is it helpful to send money to people in need?

What are Direct Cash Transfers?

Mobile banking is a service provided by a bank, mobile provider or other financial institution that allows its customers to conduct financial transactions remotely using a mobile device such as a phone or tablet. Africa is leading the way in mainstream adoption of mobile banking.

Social Income is aimed at people who live in poverty and whose access to financial services can (only) be guaranteed via mobile phone.

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Frequently Asked Questions

Are direct cash payments an effective way to fight poverty?