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Disability

People with disabilities face higher costs and fewer opportunities. Medical expenses, assistive devices, adapted housing. In low-income countries, most of this is paid out of pocket or not at all. Steady, monthly income helps cover what systems don't.

Relevant studies

Cash transfers benefit children with disabilities more

Cash transfers in Malawi and Zambia reduced illness more among children in households with severe disabilities than in those without.

University of North Carolina, 2025

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Disability-inclusive cash program improves health in Uganda

A graduation program combining cash transfers with health support for ultra-poor people with disabilities improved healthcare utilization, with effects strengthening over time.

London School of Hygiene & Tropical Medicine / The Lancet, 2025

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Cash transfers and disability in Malawi

Malawi's Social Cash Transfer Programme reduced poverty and improved food security for households with and without disabilities, showing inclusive effects across both groups.

London School of Hygiene & Tropical Medicine / World Bank, 2025

Read study

Survey results from recipients with disabilities

How recipients use their Social Income

Explore Survey Results

Question 1 (Multiple choice)

What are the key categories that you spend your Social Income payments on?

239 responses in 246 surveys

Follow-up question for 135 individuals who selected more than one category

Please rank the selected spending categories from the most important to the least.

135 responses in 246 surveys

Question 2 (Single choice)

Do you have any dependents?

290 responses in 295 surveys

Follow-up question for 241 individuals who said Yes

How many people depend on you financially?

241 responses in 295 surveys

Question 3 (Single choice)

What is your marital status?

289 responses in 295 surveys

Question 4 (Single choice)

Where do you live?

288 responses in 295 surveys

Question 5 (Single choice)

Are you currently attending school?

212 responses in 295 surveys

Question 6 (Single choice)

What is your current employment status?

292 responses in 295 surveys

Follow-up question for 116 individuals who said Not employed

Are you currently looking for work?

116 responses in 295 surveys

Question 7 (Single choice)

Do you have a disability or illness that affects your possibilities of getting work or keeping your job?

292 responses in 295 surveys

Question 8 (Single choice)

Do you or other family members in your household ever skip meals because there wasn't enough money for food?

213 responses in 295 surveys

Follow-up question for 107 individuals who said Yes

Did this happen last week?

107 responses in 295 surveys

Follow-up question for 38 individuals who said Yes

Did you skip more than 3 meals in the past week?

39 responses in 295 surveys

Question 9 (Single choice)

Do you have enough money to cover unexpected expenses like seeing a doctor?

289 responses in 295 surveys

Question 10 (Single choice)

Are you currently able to save money?

289 responses in 295 surveys

Question 11 (Single choice)

Are you in debt?

262 responses in 267 surveys

Follow-up question for 42 individuals who said Yes

Are you able to repay the debt?

42 responses in 267 surveys

Question 12 (Single choice)

Is anyone in your household in debt?

264 responses in 267 surveys

Follow-up question for 48 individuals who said Yes

Are you the main person repaying the debt?

48 responses in 267 surveys

Question 13 (Single choice)

Are you currently receiving any other form of financial support from anywhere else?

264 responses in 267 surveys

Question 14 (Free text)

What do you hope to achieve within the next 3 years with Social Income?

19 responses in 21 surveys

Question 15 (Free text)

What do you hope to achieve within the remaining time in the Social Income program?

240 responses in 246 surveys

Question 16 (Single choice)

Did Social Income make you feel financially more secure and independent?

28 responses in 28 surveys

Question 17 (Free text)

What impact did Social Income have on your life?

13 responses in 13 surveys

Question 18 (Single choice)

Have you achieved what you hoped to over the course of the last three years?

13 responses in 13 surveys

Follow-up question for 7 individuals who said No

What has kept you from achieving this goal? Is there something we could have done to further support you? (e.g. mentoring, connections)

7 responses in 13 surveys

Question 19 (Single choice)

Has Social Income made you feel happier?

13 responses in 13 surveys

Follow-up question for 13 individuals who said Yes

How so?

0 responses in 13 surveys

Follow-up question for 0 individuals who said No

Can you tell us why?

0 responses in 13 surveys

Question 20 (Single choice)

Was three years of Social Income payments long enough to become financially stable?

28 responses in 28 surveys

Food

77.4 %

Education

55.6 %

Health care

52.3 %

Housing

29.3 %

Transportation

28.9 %

Savings

10.5 %

Investment

6.7 %

Food

91.1 %

Health care

85.2 %

Education

77.8 %

Housing

51.1 %

Transportation

51.1 %

Savings

17.8 %

Investment

10.4 %

83%

Yes

83 %

No

17 %

3-4

36.1 %

5-7

29.0 %

1-2

22.0 %

8-10

10.4 %

more than 10

2.5 %

Never married

41.5 %

Married

40.8 %

Separated

8.7 %

Widowed

6.6 %

Divorced

2.4 %

Western Area Urban

38.5 %

Eastern Province

32.6 %

Western Area Rural

19.1 %

Southern Province

5.2 %

Northern Province

4.2 %

North West Province

0.3 %

84%

No

84 %

Yes

16 %

Self-employed

56.8 %

Not employed

39.7 %

Employed

3.4 %

Retired

0.0 %

59%

Yes

59 %

No

41 %

60%

No

60 %

Yes

40 %

50%

Yes

50 %

No

50 %

64%

No

64 %

Yes

36 %

64%

No

64 %

Yes

36 %

87%

No

87 %

Yes

13 %

78%

No

78 %

Yes

22 %

84%

No

84 %

Yes

16 %

83%

Yes

83 %

No

17 %

82%

No

82 %

Yes

18 %

73%

No

73 %

Yes

27 %

94%

No

94 %

Yes

6 %

Text response insights

19 text responses collected.

Text response insights

240 text responses collected.

93%

Yes

93 %

No

7 %

Text response insights

13 text responses collected.

54%

No

54 %

Yes

46 %

Text response insights

7 text responses collected.

100%

Yes

100 %

No

0 %

Text response insights

No text responses yet.

Text response insights

No text responses yet.

79%

No

79 %

Yes

21 %

Connect

Resources

Our work

Recipient app

Disability

Relevant studies

Cash transfers benefit children with disabilities more

Disability-inclusive cash program improves health in Uganda

Cash transfers and disability in Malawi

Survey results from recipients with disabilities

What are the key categories that you spend your Social Income payments on?

Please rank the selected spending categories from the most important to the least.

Do you have any dependents?

How many people depend on you financially?

What is your marital status?

Where do you live?

Are you currently attending school?

What is your current employment status?

Are you currently looking for work?

Do you have a disability or illness that affects your possibilities of getting work or keeping your job?

Do you or other family members in your household ever skip meals because there wasn't enough money for food?

Did this happen last week?

Did you skip more than 3 meals in the past week?

Do you have enough money to cover unexpected expenses like seeing a doctor?

Are you currently able to save money?

Are you in debt?

Are you able to repay the debt?

Is anyone in your household in debt?

Are you the main person repaying the debt?

Are you currently receiving any other form of financial support from anywhere else?

What do you hope to achieve within the next 3 years with Social Income?

What do you hope to achieve within the remaining time in the Social Income program?

Did Social Income make you feel financially more secure and independent?

What impact did Social Income have on your life?

Have you achieved what you hoped to over the course of the last three years?

What has kept you from achieving this goal? Is there something we could have done to further support you? (e.g. mentoring, connections)

Has Social Income made you feel happier?

How so?

Can you tell us why?

Was three years of Social Income payments long enough to become financially stable?

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