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Journal

Wallets Without Walls

Street scene with an archway reading "Safe Journey," surrounded by small buildings, motorcycles, and people. Dirt road leads into a village.

PerspectivesMay 26, 2026

Wallets Without Walls

Aurélie Schmiedlin

Direct Cash Poverty

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Wallets Without Walls

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A person leans out of an open minibus door holding a plastic bag, while another sits inside. The minibus is white with red and blue stripes.

PerspectivesAugust 31, 2026

Where Physical Cash Has Its Limits

Marc Werner

Mobile money is more than just convenience. It enables a whole new form of giving.

Direct Cash Poverty

Aurélie Schmiedlin

Rows of colorful ceramic pots of various sizes and shapes lined up on a gravel path, surrounded by lush green foliage.

PerspectivesAugust 26, 2026

Talent Is Everywhere. The Floor Isn’t.

Aurélie Schmiedlin

Scott Santens says talent just needs a floor to stand on. He's right. But this floor matters most exactly where it's rarest: in the places Social Income works.

Two people walk past a building with "Department of Mathematics" on the wall surrounded by greenery.

PerspectivesAugust 18, 2026

What’s The Right Transfer Amount?

Sandino Scheidegger

There's no such thing as a perfect number. But there are ways to arrive at an amount that's grounded in local reality while remaining honest about limits. Here's how we get there.