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The frameworks identifies risks and reduces potential harm by carefully reviewing all parts of a project, including recipient selection, distribution methods, and the overall impact of assistance.
Social Income applies these principles systematically and shares its approach transparently to show how risks are addressed and how the program remains safe, fair, and beneficial for recipients and their communities.
Version 1.1 by Willemijn de Gaay Fortman
Identify and understand key actors (recipients, families, friends, community)
Social Income works closely with local NGOs, local staff, recipients, and their networks to map and understand the relevant actors and social relationships involved. NGO partners themselves are carefully assessed prior to collaboration.
© 2026 Social Income · Registered Non-Profit in Switzerland
Assess previous conflict lines and tensions
Through local partners, staff, and close contact with recipients, Social Income accounts for post-conflict dynamics and societal fault lines. We intentionally work with a diverse set of local NGOs that address different causes and communities, and, where relevant, we employ staff from different religious backgrounds to strengthen trust and cultural understanding.
Assess cultural attitudes toward money and its role in past conflicts
Social Income focuses on understanding how money is perceived in the local community through personal onboarding interviews, ongoing monthly contact with recipients and their networks, and regular surveys, ensuring that cash transfers align with local cultural attitudes and avoid tensions linked to money’s role in past conflicts.
Avoid favoritism in selection
Randomized selection promotes fairness and helps prevent favoritism and social tensions. Recipients are distributed across different groups and locations through partnerships with diverse local NGOs. Within each group, we limit the number of individuals from the same subgroup to ensure inclusion and avoid perceptions of exclusion.
Distribute aid equitably to avoid creating power imbalances
Social Income distributes aid across the entire population of individuals affected by poverty, rather than focusing on specific subgroups such as women, persons with disabilities, or widows. However, through targeted partnerships with local NGOs, specific groups can be reached when there is a defined need.
Use clear, non-discriminatory selection criteria
Social Income uses clear eligibility criteria, focusing on individuals aged 16 and above who live in poverty. With the help of local partners and their knowledge of the community, we build a pool of eligible recipients. To keep the process transparent, impartial, and free from favoritism, recipients are selected by lottery.
Avoid clustering recipients in specific communities
Social Income diversifies its beneficiaries through partnerships with different local organizations that work in non-overlapping communities. The lottery-based selection ensures recipients are distributed within these communities. Although there is a small chance that individuals living close to each other or from the same household may be selected, this circumstance needs to be weighed against the complexity, potential tensions, and costs involved in mapping household structures or precisely tracking residences.
Prevent bias and corruption in the selection process
Social Income minimizes potential bias from local partner NGOs in the random selection process by including the entire eligible community in the selection pool, preventing partners from narrowing the pool to specific individuals. Before any collaboration, Social Income conducts an assessment of local partners to ensure strong governance standards and maintains direct contact with people from the communities involved.
Define a time limit for aid
Social Income provides time-bound support with a fixed program duration. Recipients are informed from the beginning that the program runs for a limited period, currently set at three years. Throughout the program, they receive regular reminders about the remaining time.
Avoid creating reliance on external support
By clearly communicating that the transfers are temporary, Social Income encourages recipients to plan for the period after the program ends and to work towards long-term financial independence.
Ensure money is not misused for criminal activities
Social Income takes misuse of funds seriously. Although the risk is low—because payment amounts are not large enough to attract organized crime—we have a clear policy in place: if illegal activities are suspected or confirmed, transfers to the individual concerned will be immediately suspended.
Provide secure transaction methods
Social Income uses mobile money to reduce the risk of theft by paying recipients directly rather than through intermediary organizations. Each recipient is onboarded individually, and we provide guidance on phone security. If two confirmations are missed, payments are suspended until the issue is resolved, with the local partner NGO informed.
Set transfer amounts to effectively reduce absolute poverty
Social Income sets transfer values with the primary goal of lifting recipients out of absolute poverty. Amounts are locally appropriate and adjusted for inflation to preserve their real impact over time.
Avoid tensions and protect local economies
Social Income avoids overly large payouts per person or within small communities, helping reduce the risk of tensions, disrupted social relationships, or harm to the local economy.
Establish a system for tracking impact
Social Income continuously tracks the effects of its support through regular surveys and targeted questions, ensuring that the aid remains effective and does not lead to unintended consequences.
Collect feedback and adapt the program accordingly
Ongoing feedback from recipients and local partner NGOs allows Social Income to make timely adjustments and ensure the program continues to meet community needs. In the past, this has led to changes such as adjusting the payment amount and refining the recipient selection model.
Assess the impact of cash on gender dynamics
Social Income works with a locally rooted team that understands gender roles and social dynamics within the community. The team includes staff from diverse backgrounds and social groups, allowing for more sensitive and informed engagement.
Ensure everyone, especially women, has full control over their funds
Social Income ensures that all recipients manage their own payments directly. Special attention is given to women’s autonomy, including the option to speak with female staff, so they can access and use the funds safely and independently.